New Jersey Gambling

What Types of Gambling are Legal in the state of New Jersey?

New Jersey has a bustling gambling industry limited not just to the famed brick-and-mortar casinos of Atlantic City, but also including online gambling, sports betting, fantasy sports, horse racing and more.

All the major forms of gambling can be found legally in New Jersey to some extent – and in multiple cases online as well. The full list of legal New Jersey gambling options includes:

  • Casinos (online and land-based)
  • Sports betting (mobile and retail)
  • Poker (online and in-person)
  • Fantasy sports (online DFS and in-person)
  • Horse racing betting (online and in-person)
  • Lottery (in-person)
  • Bingo (online and in-person)
  • Games of skill (online and in-person)

Online Gambling in New Jersey

New Jersey legalized online gambling in February 2013 with a law allowing each of the state’s casinos to partner with software providers to offer casino games and poker to players located within state lines. The majority of Atlantic City’s casinos jumped on the opportunity to launch gambling sites and now players have a plethora of options to choose from.

The way it works in New Jersey is land-based casinos hold online gambling licenses and may then partner with third-party software providers to operate one or more independently-branded casino sites.

For example, Borgata Casino in Atlantic City offers online gambling through BorgataCasino.com in partnership with GVG Holdings, PalaCasino.com in partnership with Pala Interactive and so on. These various gambling sites all operate off the internet gaming license held by Borgata AC, but all still compete with one another for NJ players.

The following chart shows which land-based casinos operate in partnership with the various licensed NJ gambling sites today:

Land-Based License Holder Gambling Sites Operated by Each Casino
Borgata Hotel Casino & Spa BorgataCasino.com

BorgataPoker.com

NJ.PartyCasino.com

NJ.PartyPoker.com

PalaBingoUSA.com

PalaCasino.com

PalaPoker.com

PlayMGMCasino.com

PlayMGMPoker.com

ScoresCasino.com

Caesars Casino CaesarsCasino.com

HarrahsCasino.com

WSOP.com

US.888.com

US.888poker.com

US.888casino.com

Golden Nugget Casino GoldenNuggetCasino.com

BetfairCasino.com

PlaySugarHouse.com

BetAmerica.com

Hard Rock AC HardRockCasino.com
Ocean Resort Casino OceanOnlineCasino.com
Resorts Casino AC ResortsCasino.com

DraftKings.com

MoheganSunCasino.com

PokerStarsNJ.com

Tropicana AC TropicanaCasino.com

VirginCasino.com

Land-Based Casinos in New Jersey

It’s almost taken for granted that most of us have a casino within driving distance today, but that wasn’t always the case in the United States. As recently as the mid-70s, Nevada had an absolute monopoly over casino gambling in the United States.

New Jersey set the stage for a change that would eventually impact the entire country when voters approved a referendum in 1976 allowing casinos to operate in Atlantic City. When Resorts International opened on the Atlantic City Boardwalk in 178, it did so as the first legal casino to open anywhere in the US outside Nevada.

New Jersey is now home to 10 casinos, all of them in Atlantic City:

Caesars Atlantic City

2100 Pacific Ave
Atlantic City, NJ 08401

Golden Nugget

600 Huron Ave
Atlantic City, NJ 08401

Hard Rock Hotel & Casino

1000 Boardwalk
Atlantic City, NJ 08401

Ocean Resort Casino

500 Boardwalk
Atlantic City, NJ 08401

Resorts Casino

1133 Boardwalk
Atlantic City, NJ 08401

Bally’s AC

1900 Pacific Ave
Atlantic City, NJ 08401

Bally’s Wild Wild West Casino

1900 Pacific Ave
Atlantic City, NJ 08401

Harrah’s AC

777 Harrah’s Blvd
Atlantic City, NJ 08401

Tropicana

2831 Boardwalk
Atlantic City, NJ 08401

Borgata

One Borgata Way
Atlantic City, NJ 08401

Sports Betting in New Jersey

New Jersey is largely responsible for the widespread legalization of sports betting and deserves a big thank you for its efforts on that front. Prior to New Jersey’s successful push to overturn the federal sports betting prohibition, Nevada was for decades the only state where one could place a legal wager on a game.

A constitutional amendment approved by voters in 2011 and a law enacted the following year initiated a lengthy legal battle that eventually resulted in the Supreme Court declaring the Professional and Amateur Sports Protection Act (PASPA) unconstitutional. With PASPA overturned, New Jersey and every other state in the US gained the ability regulate sports betting as it chooses.

New Jersey was one of the first states to launch sports betting in 2018. Since then, numerous retail sportsbooks and betting sites have gone live to give residents a variety of options for betting on sports.

NJ Betting Sites

Mobile sports betting is regulated similarly to online gambling in New Jersey with land-based casinos and racetracks holding sports betting licenses and then partnering with various software providers to operate online sportsbooks.

The following chart shows the relationship between each land-based casino and the various betting sites operated by each. Every mobile sportsbook you see below is fully licensed and legal in New Jersey right now.

Land-Based License Holder Mobile Sportsbooks Operated by Each Casino
Borgata Hotel Casino & Spa NJ.PlayMGM.com/en/p/sports
Caesars Casino CaesarsCasino.com/sports/

US.888sport.com

Golden Nugget Casino NJ.BetAmerica.com/sports/
Hard Rock AC HardRockCasino.com/sportsbook/
Ocean Resort Casino NJ.US.WilliamHill.com
Resorts Casino AC BetStarsNJ.com

DraftKings.com/sportsbook

Meadowlands Racetrack Sportsbook.FanDuel.com

PointsBet.com

Monmouth Park Racetrack PlaySugarHouse.com/?page=sports#filter/all/

NJ.US.WilliamHIll.com

Retail Sportsbooks

In-person sports betting may take place at casinos and racetracks holding sports betting licenses issued by the New Jersey Division of Gaming Enforcement. Unlike casino gambling, sports betting may take place outside Atlantic City – namely through licensed racetracks.

There are now 10 legal New Jersey sportsbooks in operation:

Note: All hours are subject to change based on sports programming

The Book at Bally’s Wild Wild West

Hours:

  • Mon-Thurs: 11 AM – 11:30 PM
  • Fri: 11 AM – 12 AM
  • Sat: 10 AM – 12 AM
  • Sun: 10 AM – 11:30 PM

1900 Pacific Ave
Atlantic City, NJ 08401

Borgata Race and Sports Book

Hours:

  • Mon-Fri: Open at 11 AM
  • Sat-Sun: Open at 9 AM

One Borgata Way
Atlantic City, NJ 08401

The Sportsbook at Golden Nugget

Hours:

  • Daily: 10 AM – 12 AM

600 Huron Ave
Atlantic City, NJ 08401

Hard Rock Casino Sportsbook

Hours:

  • TBD

 1000 Boardwalk
Atlantic City, NJ 08401

The Book at Harrah’s AC

Hours:

  • Mon-Thurs: 11 AM – 11:30 PM
  • Fri: 11 AM – 12 AM
  • Sat: 10 AM – 12 AM
  • Sun: 10 AM – 11:30 PM

777 Harrah’s Blvd
Atlantic City, NJ 08401

DraftKings Sportsbook at Resorts

Hours:

  • Mon-Fri: 10 AM – 2 AM
  • Sat-Sun: 24 Hours

1133 Boardwalk
Atlantic City, NJ 08401

Victory Sports Bar at Meadowlands

Hours:

  • Mon-Thurs: 10 AM – 1 AM
  • Fri: 10 AM – 2 AM
  • Sat: 7 AM – 2 AM
  • Sun: 8 AM – 1 AM

1 Racetrack Drive
East Rutherford, NJ 07073

Monmouth Park Sports Book by William Hill

Hours:

  • Mon-Thurs: 10 AM – 1 AM
  • Fri: 10 AM – 2 AM
  • Sat: 8 AM – 2 AM
  • Sun: 8 AM – 1 AM

175 Oceanport Ave
Oceanport, NJ 07757

William Hill Sports Book at Ocean Resort

Hours:

  • Mon-Sat: 10 AM – 12 AM
  • Sun: 9 AM – 12 AM

500 Boardwalk
Atlantic City, NJ 08401

William Hill Sports Book at Tropicana

Hours:

  • Mon-Thurs: 10 AM – 12 AM
  • Fri: 10 AM – 1 AM
  • Sat: 9 AM – 1 AM
  • Sun: 9 AM – 12 AM

2831 Boardwalk
Atlantic City, NJ 08401

Poker in New Jersey

In-person and online poker are both widely available in New Jersey through land-based casinos and regulated gambling sites. In the real world, poker is permitted at casinos. Online poker is allowed at sites licensed by the NJDGE.

NJ Poker Sites

Online poker was legalized in New Jersey alongside online gambling in 2013. Any land-based casino with an online gaming license is also able to offer online poker if it chooses.

Land-Based License Holder Poker Sites Operated by Each Casino
Borgata Hotel Casino & Spa BorgataPoker.com

NJ.PartyPoker.com

PalaPoker.com

PlayMGMPoker.com

Caesars Casino WSOP.com

US.888poker.com

Resorts Casino AC PokerStarsNJ.com

There are not as many poker sites in New Jersey as there are online casinos due to poker needing a fairly large population to draw from in order to support active tables, but things are improving on that front.

When New Jersey first launched online gaming, all poker sites were restricted to drawing players from New Jersey only, which made it difficult for more than a handful of sites to generate enough action to support a healthy poker economy.

However, New Jersey has since entered compacts with other states allowing licensed poker sites in each to share players across state borders. This has significantly improved the situation as now players in New Jersey, Delaware, Nevada and other states can sit at tables with players from other states. This is good for poker sites and players alike as it fosters increased traffic at legal poker sites.

As more states legalize online poker and enter similar compacts, traffic will improve across the board.

In-Person Poker Rooms

Legal in-person poker games can be found at certain Atlantic City casinos. Every poker room has its own style and perks, but the Borgata stands out as one of the very best in the region. The Borgata has dozens of tables and high stakes cash games in addition to hosting major tournaments on a regular basis.

Moving outside of Atlantic City, your options for live poker diminish significantly. NJ gaming law does not appear to make exceptions for home games and there are no other licensed poker rooms in the state. If you live in the north or eastern portions of the state, Philadelphia and its poker rooms may be more convenient.

WSOP Poker Room at Bally’s

  • 42 Tables
  • WSOP circuit events
  • Texas Holdem, Omaha and more

1900 Pacific Ave
Atlantic City, NJ 08401

Golden Nugget Poker Room

  • Texas Holdem and Omaha
  • Guaranteed prize pool tournaments
  • Rake back offered

600 Huron Ave
Atlantic City, NJ 08401

Ocean Resort Poker Room

  • Holdem, Omaha, Stud and more
  • Eight tables

500 Boardwalk
Atlantic City, NJ 08401

Harrah’s AC Poker Room

  • Holdem + other games on demand
  • 40 tables
  • Bad beat jackpot

777 Harrah’s Blvd
Atlantic City, NJ 08401

Tropicana Poker Room

  • 18 tables
  • Daily tournaments
  • $150 high hand of the hour 24/7

2831 Boardwalk
Atlantic City, NJ 08401

Borgata Poker Room

  • Many different games spread
  • Host to major tournaments
  • High stakes cash games

One Borgata Way
Atlantic City, NJ 08401

Home Poker Games

The New Jersey criminal code appears to outlaw all home poker games, but the law is a bit fuzzy in this area. Our understanding is that all home games are illegal, even if no rake is taken. However, there is definitely no question games run for a profit in New Jersey are at risk of enforcement action. Raids on organized poker games do happen from time to time.

NJ Revised Statue § 2A:40-1 (2013) reads as follows:

All wagers, bets or stakes made to depend upon any race or game, or upon any gaming by lot or chance, or upon any lot, chance, casualty or unknown or contingent event, shall be unlawful.

Additionally, we can look to NJ Rev Stat § 2C:37-1 (2013) for a definition of gambling that would most likely be interpreted to apply to poker. Two definitions in particular lay out the law:

Contest of chance: “any contest, game, pool, gaming scheme or gaming device in which the outcome depends in a material degree upon an element of chance, notwithstanding that skill of the contestants or some other persons may also be a factor therein.”

Gambling: “staking or risking something of value upon the outcome of a contest of chance or a future contingent event not under the actor’s control or influence, upon an agreement or understanding that he will receive something of value in the event of a certain outcome.”

Even though it is widely accepted poker includes no small amount of skill, those definitions take that into account with the phrase “notwithstanding that skill of the contestants or some other persons may also be a factor…”

In some states, exceptions are made for home poker games as long as the operator of the game does not charge a rake or seek to make a profit. That does not appear to be the case in New Jersey. The only exception to the afore-mentioned prohibitions of gambling are made in § 2C:37-9 (2013) for games organized within the scope of the Casino Control Act, which was passed to regulate land-based casinos in New Jersey.

However, there may be an exception for mere participants in a home game. Section 2C:37-2 (2013) of the criminal code states:

“It is a defense to a prosecution under subsection a. that the person participated only as a player. It shall be the burden of the defendant to prove by clear and convincing evidence his status as such player.”

Fantasy Sports in New Jersey

New Jersey passed a law to formally legalize and regulate fantasy sports in 2017. Major operators such as DraftKings and FanDuel were already in operation at the time, but the 2017 law gave them firm legal footing and established a few basic regulations such as requiring all operators to properly manage customers’ funds and undergo annual audits.

Numerous fantasy sites are now active in New Jersey, with the biggest being the following:

  • DraftKings
  • FanDuel
  • FantasyDraft
  • DRAFT
  • Yahoo Daily Fantasy

Traditional fantasy leagues held in the real world among friends remain legal in New Jersey under current laws. If the operator takes no profit, no license is needed. However, fantasy leagues run as a business do require a license just as DFS sites do.

Horse Racing Betting in New Jersey

Horse racing betting is legal in New Jersey at racetracks, authorized off-track betting parlors (OTBs) and through licensed racing betting sites. All racing betting is regulated by the NJ Racing Commission, which is responsible for overseeing the racing industry as a whole as well as issuing licenses to betting operators.

Two operators are authorized to offer online and mobile racing betting in New Jersey:

  • 4NJBets.com
  • Betfair Exchange NJ

In-Person racing betting is authorized at the following racetracks and OTBs:

Meadowlands Racetrack

1 Racetrack Drive
East Rutherford, NJ 07073

Monmouth Park

175 Oceanport Ave
Oceanport, NJ 07757

Freehold Raceway

130 Park Avenue
Freehold, NJ 07728

Favorites at Egg Harbor Township

6055 Black Horse Pike
Egg Harbor Township, NJ 08234

Favorites at Hillsborough

150 Route 206
Hillsborough, NJ 0844

Favorites at Gloucester Township

1300 Blackwood Clementon Rd
Clementon, NJ 08021

Favorites at Toms River

1071 Route 37 W
Toms River, NJ 08755

Favorites at Woodbridge

3 Lafayette Rd
Fords, NJ 08863

Winners Bayonne

400 Route 440 N
Bayonne, NJ 07002

The Borgata

1 Borgata Way
Atlantic City, NJ 08401

Bingo in New Jersey

Bingo is legal under two circumstances in New Jersey. First, land-based casinos and gambling sites may run real money bingo games as a normal part of doing business. Second, recognized nonprofit organizations may host bingo games to raise money for charitable causes.

Although bingo isn’t the most popular game compared to other forms of gambling, a few licensed NJ casino sites do offer online bingo today:

  • PalaBingoUSA.com
  • VirginCasino.com
  • TropicanaCasino.com

Something to be aware of before you play online is NJ bingo sites host 90-ball bingo rather than the traditional 75-ball variant you likely played as a kid. The 90-ball format is played with the same basic rules, but the playing cards consist of three horizontal lines and nine rows as opposed to a standard grid.

Typically, there are three winning patterns in a game of 90-ball bingo. First is to cover all the numbers in any one row, second is to cover all numbers in any two rows and lastly there is the full house: to cover all 15 numbers on your playing card.

In-person bingo in New Jersey may only be offered by charitable organizations that have received a license from the Division of Consumer Affairs for that game. New Jersey has many bingo halls across the state operated by various non-profit groups, veterans’ associations, churches, volunteer first responder organizations and other charitable organizations.

New Jersey Lotteries

The New Jersey Lottery was approved by voters in 1969 and held its first drawing in 1971. Revenue generated by the NJ Lottery is designated for educational services, psychiatric hospitals, centers for the developmentally disabled and homes for disabled soldiers.

Today, the NJ Lottery offers a standard mix of draw games and scratch-off tickets. Online lottery sales are not approved in New Jersey; all tickets and scratch cards must be bought in-person at authorized retailers.

Draw games offered by the NJ Lottery include:

  • Pick 3: Three-number game with twice-daily drawings; $250 max prize
  • Pick 4: Four-number game with twice daily drawings; $2,500 max prize
  • Jersey Cash 5: Five-number game with daily drawings; jackpot varies
  • Pick 6: Six-number game with twice-weekly drawings; jackpot varies
  • Quick Draw: Keno game with drawings every 4 minutes; $100,000 max prize
  • Powerball: Multi-state game with twice-weekly drawings; mega jackpots
  • Mega Millions: Multi-state game with twice-weekly drawings; mega jackpots
  • Cash 4 Life: Multi-state game with twice-weekly drawings; max prize is $1,000 a day for life
  • 5 Card Cash: Daily poker-style game with progressive jackpots starting at $10,000
  • Fast Play: Instant-win draw game with a progressive jackpot; pick and play

Games of Skill

Skill games played for money are legal in New Jersey as long as those games do not rely on “a material degree” of chance as noted by the NJ criminal code OR if they are run by a licensed casino. Generally, games of skill found in New Jersey can be placed in three broad categories:

  • Modern video games played for real money
  • Traditional games such as Scrabble and Bejeweled played for money
  • Skill-based gaming machines found in Atlantic City casinos

Of these three categories, modern video games played for real money stand as the most popular by far. If you follow eSports, you already know the rapid growth of eSports competition has created an entire new industry worth billions.

eSports for Money

While major eSports competitions featuring professional teams garner the majority of media coverage, everyday players can still get their game on (and win money) at sites that offer matchmaking services and real payouts:

  • GamerSaloon.com
  • PlayersLounge.co

Traditional Online Skill Games

Games such as solitaire, Bejeweled and scrabble can also be played for money online at certain websites in New Jersey. The biggest website of this type of WorldWinner.com, which hosts smalls stakes contests for a variety of games.

The market for online skill games of this sort is not the biggest in a state with legal online sports betting, gambling and poker, but nonetheless these games do remain an option if you enjoy the challenge of playing against other real people with money on the line.

  • WorldWinner.com

Skill-Based Gaming Machines

Land-based casinos in Atlantic City have been toying with the introduction of skill-based games recently in an effort to cash in on a younger demographic that just doesn’t embrace traditional gambling games to the same extent as previous generations.

In late 2016, Tropicana and Caesars properties installed two skill games with variable payouts based partially on the skills of the players. One was a first-person shooter called Danger Arena and the other was a sort of Bejeweled variant called Pharaoh’s Secret Temple.

Caesars ended up pulling both games after six months due to a lack of interest, but casino representatives say Caesars is still committed to the skill gaming concept. Right now, it seems, casinos are still learning as they go when it comes to skill games.

New Jersey Gambling Laws

New Jersey gambling laws address nearly every conceivable form of gambling ranging from land-based casinos to online sports betting. There is much to cover on this topic, but we’ll do our best to break it down in simple terms.

NJ Casino Laws

Useful links:

New Jersey first attempted to legalize casinos throughout the state with a referendum held in 1974. Voters shot the proposal down by a wide margin, but gaming advocates went right back to the drawing board to find a new approach.

The state took a another crack at gambling in 1976 with a second referendum that proposed authorizing casinos within the city limits of Atlantic City only. This one passed by a comfortable 56% “yes” vote to set the stage for legal gambling in New Jersey for decades to come.

One year later, lawmakers approved the Casino Control Act to regulate gambling in New Jersey. The Casino Control Act in turn established the Casino Control Commission and the Division of Gaming Enforcement.

While the Casino Control Act serves as the foundation of casino law in New Jersey, casinos are also subject to regulations adopted by the Casino Control Commission (CCC) and Division of Gaming Enforcement (NJDGE).

The duties of each agency can be summed up as follows:

  • Casino Control Commission: Responsible for licensing casinos and key employees and hearing appeals of decisions/penalties levied by the NJDGE.
  • Division of Gaming Enforcement: Conduct investigations on license applicants, enforce gaming regulations and monitor licensees for compliance with all gaming regulations.

Online Gambling Laws

Useful links:

Online gambling was legalized in New Jersey with the passage of A 2578 in 2013. Under that law, land-based casinos may partner with outside software providers to offer slots, table games and poker online to residents located within state lines.

The law’s definition of “authorized game” leaves NJ gambling sites a wide range of options in the types of games offered. A 2578 defines authorized games as follows:

“[Roulette] Poker, roulette, baccarat, blackjack, craps, big six wheel, slot machines, minibaccarat, red dog, pai gow, and sic bo; any variations or composites of such games, provided that such variations or composites, and any above listed game or variation or composite of such game… includes gaming tournaments in which players compete against one another…”

In short, New Jersey’s online gambling law permits just about everything you would expect to find at an actual casino except sports betting (which was legalized in 2018 with a different law).

NJ Poker Laws

Poker is regulated in New Jersey under the Casino Control Act as an authorized form of gaming offered within licensed casinos. The NJ criminal code appears to prohibit all home poker games, but games hosted at land-based casinos are perfectly legal.

Online poker is likewise regulated by the same laws that govern online gambling. Multiple legal poker sites operate in New Jersey today and offer a full range of cash games and tournaments. These sites may be accessed via PC, Mac and mobile devices.

NJ gaming laws also permit poker sites to reach agreements with sites active in other states where online poker is legal. In 2018, New Jersey joined Nevada and Delaware in a player sharing agreement allowing any site active in two or more states to share players across state lines.

Sports Betting Laws

Useful links:

Out of every state that has legalized sports betting to date, New Jersey had by far the most difficult, up-hill battle of all. When New Jersey began its long march toward sports betting in 2011, it did so under the specter of a federal law called the Professional and Amateur Sports Protection Act of 1992 (PASPA).

Under PASPA, states were prohibited from authorizing or regulating sports betting. The only exceptions to PASPA were sports betting regulatory schemes already in place or enacted within one year of PASPA being signed into law.

Nevada already had legal sports betting in place and so received the only full-scale exemption from PASPA. Montana, Oregon and Delaware also received partial exemptions for specific sports betting games, but Nevada had an absolute monopoly over actual sports betting during the PASPA years.

It was in this challenging legal environment that New Jersey began its fight to legalize sports betting. It all began in 2011 with voters approving a ballot measure to authorize sports betting at casinos and racetracks. Lawmakers introduced the Sports Wagering Act of 2012 fewer than two weeks later and then-Governor Chris Christie signed it into law.

In response, the NFL, MLB, NBA, NHL and NCAA sued Governor Christie and key NJ gaming officials to enjoin the Act. The sports leagues contended the Sports Wagering Act of 2012 violated PASPA, and New Jersey contended PASPA itself was unconstitutional as a violation of the anti-commandeering doctrine of the 10th Amendment.

You can read more about the legal battle here, but in the end New Jersey emerged victorious after the Supreme Court found PASPA unconstitutional in 2018 and struck it down in its entirety. This is how New Jersey and every other state in the US gained the authority to legalize and regulate sports betting.

One month after the Supreme Court overturned PASPA, New Jersey Governor Phil Murphy signed the Sports Wagering Law to finally bring legal sports betting to the Garden State.

Key points from the Sports Wagering Law:

  • New Jersey Division of Gaming Enforcement oversees and regulates sports betting
  • Land-based casinos and racetracks hold all sports betting licenses
  • Each licensee may operate up to three independently-branded betting sites in partnership with third party software providers such as Bet365, William Hill and so on
  • Minimum age to bet is 21

Daily Fantasy Sports

Useful links:

Daily fantasy sports (DFS) sites are legal and regulated by the Fantasy Sports Unit (FSU) of the Division of Consumer Affairs in New Jersey.

Licensed fantasy sites are required to ensure all customers are at least 18 years old, properly maintain customers’ funds and undergo annual audits to ensure compliance with state regulations.

NJ law does not apply to casual fantasy contests held among friends and coworkers as long as no profit is taken. Those who run fantasy games as a business, however, must apply for a license from the Division of Consumer affairs. Licensing costs are adjusted based on the operator’s revenue from the previous year as follows:

  • Revenue of $0 to $49,999: $5,000 permit fee
  • Revenue of $50,000 to $99,999: $10,000 permit fee
  • Revenue of $100,000 to $250,000: $20,000 permit fee
  • Revenue of $250,000 or more: $50,000 permit fee

Some of the key regulations fantasy sports operators must adhere to include:

  • Contest outcomes must not be determined by the performance of a single athlete or team, or on the score or point spread
  • All prizes must be disclosed in advance to any contest running – this means payouts cannot be determined by the number of entrants
  • Fantasy operators must protect against the sharing of statistical information until that info is publicly available
  • Customers must have an option to self-exclude themselves from participating in fantasy contests
  • Operators must undergo an annual audit to ensure financial health and compliance with all regulations
  • Customers’ funds must be held in a segregated account to ensure payment of withdrawals

Racing Betting Laws in New Jersey

Useful links:

New Jersey’s Administrative Code, Title 13, Chapters 70-74 regulate all horse racing throughout the state. The code itself makes for a dry read, but the gist of it is horse racing betting may take place at authorized racetracks, off-track betting locations (OTBs) and through licensed horse racing betting sites.

The New Jersey Racing Commission meanwhile oversees the conduct of horse racing and betting throughout the state. Just a sample of the Commission’s duties include ensuring the safety of horses and integrity of racing, issuing licenses to track employees and owners, screening for banned substances and monitoring all betting activity.

In 2013, the New Jersey Racing Commission chose horse racing media company TVG to manage the state’s only licensed betting site located at 4NJBets.com. TVG parent company Betfair also offers exchange racing betting through Betfair NJ. These are the only two racing betting sites authorized to take wagers in New Jersey.

NJ Bingo Law

Useful links:

Bingo is regulated under one of two different sets of regulations in New Jersey. On one hand, bingo may be run as a commercial enterprise by casinos and gambling sites that are licensed in New Jersey. In that case, standard NJ gambling laws apply to in-person and online bingo.

On the other hand, bingo may also be run as a fund-raising effort by recognized non-profit organizations. Charitable groups wishing to host bingo games must first apply for a license from the Legalized Games of Chance Control Commission. After receiving an identification number from the Commission, charitable organizations must then apply for a municipal license from the municipality where the game will take place.

Charity groups that are granted approval must then adhere to a variety of regulations including:

  • No single prize may exceed $1,000
  • The total value of prizes awarded during any single bingo occasion may exceed $3,000
  • The organizer of the bingo game must file a full report of the game by the 15th day of the following month
  • The admission fee to attend a charitable bingo event may not exceed $5.00
  • Bingo cards may not be sold for greater than $1.00

NJ Lottery Law

Useful links:

New Jersey voters overwhelmingly approved the creation of a state lottery through a ballot measure proposed in 1969. The State Lottery Law was passed shortly thereafter, and the first sanctioned drawing was held in 1971.

The State Lottery Law established the State Lottery Commission and Division of the State Lottery in addition to outlining the basic rules governing the NJ Lottery. Under the law, the NJ Lottery is permitted to run drawing games and sell instant win scratch cards but is prohibited from offering games run by electronic or mechanical means – which means no video lottery terminals (VLTs).

Additionally, the State Lottery Law permits the lottery to withhold an amount of winnings from prize winners equal to the amount owed on certain debts. If a prize winner is behind on child support, is in default on a student loan or has been overpaid by certain social benefits programs, the lottery may withhold any amount necessary to cover those debts.

Games of Skill

Useful links:

Skill games that do not meet the definition of gambling as defined by Criminal Code section of the New Jersey revised statutes are not subject to state gaming law. This means pure skill games, whether run in-person or offered online (such as eSports played for real money) do not require a gaming license.

Casinos are also allowed to offer games of skill, but these games are subject to stricter regulations. Temporary regulations posted by the Division of Gaming Enforcement require skill games operated by a casino to clearly disclose the rules of the game and any features offered within the game that allow players to gain an advantage over other players, if any.

Games that rely entirely on the skill of the player are not required to have a minimum return-to-player (RTP), but slot-style games that only include an element of skill must have an RTP of at least 83%. This means that for every $1.00 wagered, at least $0.83 must be returned to the player in the form of prize money.

Frequently Asked Questions About Gambling in New Jersey

What is the gambling age in New Jersey?

The minimum gambling age varies in New Jersey depending on the type of gambling:

  • Casino games, poker and sports betting: 21
  • Horse racing betting: 18
  • Lottery: 18
  • Skill games: 18
  • Charitable bingo and raffles: 18 (may vary in some cities)

Does New Jersey allow lottery winners to claim prizes anonymously?

No. The NJ Lottery identifies all winners and usually requires jackpot recipients to appear at a public press conference. However, a bill (S 2267) introduced in early 2018 sought to allow NJ Lottery winners to claim their prizes anonymously.

Are gambling winnings taxed in New Jersey?

Note: Before we answer this question, we need to make it clear we are not tax professionals. What you read here is only our understanding based on research. You should always consult a tax professional for issues related to taxes.

Yes. New Jersey generally treats gambling winnings the same as ordinary income. This means your actual tax rate will vary based on your personal situation and annual income.

NJ tax law also allows winners to deduct gambling losses but again, a tax professional is highly recommended. There are many quirks to NJ gaming law that can significantly impact what you owe and what types of records you need to keep.

Read more here.

Problem Gambling Resources in New Jersey

New Jersey offers resources for those who suspect they may have a gambling problem. Whether it’s you or a love one you’re worried about, there are people ready to help right now. The following resources are specific to New Jersey, but you can also see the bottom of our homepage for links to nationwide resources such as Gamblers Anonymous.

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